Disclaimer

Note that references to "we", "us" or "our" are references to UKDividendStocks.com Ltd.

This page contains some important points you should be aware of while using this website. You should read this page in addition to our Terms & Conditions.

We provide financial guidance, not financial advice

Here is a brief summary of the differences between financial guidance and financial advice (from the Money & Pension Service):

Financial Guidance

• Guidance is an impartial service that will help you identify your options and narrow down your choices but will not tell you what to do or which product to buy; the decision is yours.
• Providers of guidance are responsible for the accuracy and quality of the information they provide but not for any decision made based on it.
• Guidance is free unless your provider clearly tells you otherwise.
• Guidance will suggest what you could do. 

Financial Advice

• Advice will recommend a specific product or course of action for you to take given your circumstances and financial goals. 
• This will be personal to you, based on the information you provide.
• Advice will be provided by a qualified and regulated individual or online by a regulated organisation.
• Providers of advice are responsible and liable for the accuracy, quality and suitability of the recommendation that they make, and you are protected by law.
• Advice will recommend what you should do.

We provide financial guidance in the form of information and education aimed at investors who want to make their own investment decisions. We do not provide financial advice.

The information in our publications is not, and should not be read as, an offer or recommendation to buy or sell or a solicitation of an offer or recommendation to buy or sell any specific securities.  Our publications are not, and should not be seen as, a recommendation to use any particular investment strategy.

We do not accept any liability for any loss or damage incurred from you acting or not acting as a result of reading, watching or listening to any of our content. You acknowledge that you use the information we provide at your own risk.

Carry out your own independent research

You should carry out your own independent research before making any investment decision. Our publications do not take the specific needs, investment objectives and financial situation of any particular individual into consideration and any investments mentioned may not be suitable for you.  You should not base any investment decision solely on the basis of the information we publish.

Carry out your own independent verification of facts and data

The information we publish has been obtained from or is based on sources that we believe to be accurate and complete.  Although reasonable care has been taken, we cannot guarantee the accuracy or completeness of any information we publish. Any opinions that we publish may be wrong and may change at any time.  You should always carry out your own independent verification of facts and data before making any investment decisions.

Seek professional advice if required

If you aren't sure if an investment is right for you, speak to a regulated financial adviser.

Investment risk

The price and value of investments can fall as well as rise and you may not get back the amount invested. Dividend payments can be cut or suspended. Any information relating to the past performance of an investment, investment strategy or investment service is not a guide to or guarantee of future performance. You should not buy shares with money you cannot afford to lose.

Disclosures

If we publish content that mentions a company and the content producer owns shares in that company, that fact will be disclosed in the content and the producer must have already owned the shares for at least 10 business days.

Historical content will not be updated, so any disclosures represent the relationship between the investment and the writer at the time the content was first published.